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Disclaimer

Draft as of 2026-08-06

This page is a draft, not a finished legal document. It has not been reviewed by a lawyer and should not be relied on as a complete or binding disclaimer. VTM is not accepting subscribers or payments yet — this page exists so the eventual legal review has something concrete to start from, not because it's considered final.

VTM ("the Platform") is provided for educational and informational purposes only. Nothing on this Platform constitutes financial, investment, legal, or tax advice, or a recommendation or solicitation to buy, sell, or hold any security, option, or other financial instrument. The operator of this Platform is not a registered investment adviser, broker-dealer, or financial planner, and no advisory or fiduciary relationship is created by your use of this Platform.

All trading and investment decisions are made solely at your own discretion and at your own risk. Trading securities and derivatives — including options — involves substantial risk of loss and is not suitable for all investors. You should never trade with money you cannot afford to lose.

Past performance, including any backtested, simulated, or hypothetical results shown on this Platform, is not indicative of future results. Hypothetical or simulated performance has inherent limitations, including that trades shown were not actually executed and may not reflect the impact of real market conditions such as liquidity constraints or slippage.

Before making any investment decision, you should consult a licensed financial advisor and conduct your own independent research. By using this Platform, you acknowledge that the operator bears no liability for any losses arising from your trading or investment decisions.

What VTM does and doesn't do

VTM surfaces information — signals, regime classifications, and reasoning. It does not place trades, does not have access to any brokerage account, and does not manage money on anyone's behalf. Every subscriber to a given strategy sees the same output; nothing here is tailored to any individual's financial situation.